Small Business Benefits, Done Right.

We’re built on a simple belief: Your benefits should work for your business.

Champion Benefits is a California-based employee benefits brokerage specializing in small group health insurance for businesses. Founded in 2000 by Ruth Smith and now led by Jayme Spiegel, the firm was built on the belief that benefits should be clear, manageable, and aligned with long-term business goals.

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Clear. Manageable. Aligned.

As a Proud Women-Owned and Operated Agency

We partner with growing companies across California to design compliant, cost-conscious benefits strategies. With deep local expertise, strong carrier relationships, and hands-on HR support, we simplify the complex so you can move forward with clarity and confidence.

Stop navigating the complexities of California benefits on your own. Let’s build a plan that is clear, manageable, and perfectly aligned with your business goals.

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What our clients are saying….

“Partnering with an experienced HR and benefits team gives me tremendous confidence as a business owner operating in California and across multiple states. We trust Champion to deliver competitive benefits, keep us compliant, equip our managers with the right training, and guide us through even the most sensitive employee matters.”

— Susan Thomas, CEO, 10Fold
“Champ has consistently shown up. They walk you through everything in a clear, steady way. Over time, offering benefits through Champ has become one of our strongest retention tools. They feel less like a broker and more like a long-term partner.”

— Sheri Johnson, Director of Strategic Operations, Conejo Hardwoods
“Jayme at Champion Benefits was exceptionally helpful, knowledgeable, and responsive as our company implemented employee benefits. She guided us through the process with clarity and professionalism, ensuring everything was handled smoothly and efficiently. We truly appreciated her expertise and support and would highly recommend her services.”

— Malibu Plumbing Inc.
“Working with Champion Benefits has been a true gamechanger for our organization. They respond quickly, always have our company's best interests at heart, and never lose sight of what matters most to our team's wellbeing. What sets them apart is the genuine personal attention they bring to every interaction, making our staff feel seen and supported every step of the way.”

— Boys and Girls Club of Napa Valley